Fits better with a t shirt but that doesn’t make much sense. Agreed about the numbers. It should be perfect but I think that quilted liner eats up more room than I expected. It’s thick! It certainly is an outstanding jacket though. Easily as nice as my Aero. Maybe nicer.Even w/o the vest? Damn, you are in the same boat I found myself in. The numbers should easily work but just a bit too small. Such a great jacket. I guess we will eventually meet in the GB Wool HB Size Large Thunderdome. Best of luck to ya.