Sorry Z. I hastily wrote that post and was thinking I was omitting too much for someone new to the topic. Glad you figured it out.
Btw, the guy has yet to reimburse me and I'm getting a little nervous.
No problem ...
As with boiling water, time tends to expand as you wait for refunds. Just give him the time he needs to complete the transaction. There is no reason, it seems to me, to be concerned that he will not follow through.